Ep 29 - Medicaid without the jargon: what most people get wrong
Episode Description
Most families don't think about Medicaid until they're already in crisis. By then, the choices are narrower, the bills are bigger, and the conversation about what's still possible is one nobody wants to have on a hospital hallway.
Rich is joined by Lori Bernabe, a Medicaid Service Coordinator with The Feller Group, an elder care and estate planning law firm. With 20+ years inside this work, Lori has seen what happens when families wait, and what happens when they start the conversation early.
In this conversation:
What Medicaid actually covers, and the difference between community Medicaid (care at home) and nursing home Medicaid
The pooled trust, the irrevocable trust, the promissory note, the spousal refusal, a plain-English tour of the tools families ask about after the fact
The "child caregiver credit" that may let an adult child who's been living with and caring for a parent keep the family home
Why funding a trust matters as much as opening one, and the five-year clock that resets with every new deposit
About our guest:
Lori, has over 20 years experience in nursing home and community Medicaid as a Medicaid service facilitator. She truly enjoys helping people through this process.
Lori Bernabe
Medicaid Coordinator
The Feller Group
thefellergroup.com
lbernabe@thefellergroup.com
1(845) 621 - 8640
Behind The Episode:
