Ep15 Crypto Explained: What Investors Should Understand
Crypto often feels like hype, headlines, and confusion. In this episode of EnRich Your Life, Rich sits down with Howie Levine of Bitwise to break it down in plain language, what crypto actually is, how blockchain works, and why Bitcoin, stablecoins, and ETFs are changing the investment landscape.
Whether you’re crypto curious, skeptical, or simply want to understand how it might fit into a portfolio, this conversation cuts through the noise and focuses on what matters.
Key Highlights:
Blockchain technology and crypto assets broken down
How stablecoins differ from Bitcoin
The role of ETFs in making crypto more accessible
Real-world examples of blockchain in action (DMV, real estate deeds)
How regulation is shaping the future: GENIUS Act, CLARITY Act, and Anti-CBDC
Timestamps & Key Topics:
0:00 – Intro & Why Crypto Is in the Spotlight
2:00 – What Is Cryptocurrency and How Does Blockchain Work?
6:30 – Real-World Uses: DMV Titles, Real Estate Deeds, and stablecoins
9:30 – Stablecoins Explained: How Banks and Payments Could Be Changing
18:00 – ETFs vs. Cold Wallets: Access, Liquidity, and Risks
21:00 – Beyond Bitcoin: Investing in the Infrastructure of Crypto
23:30 – Regulation and the Future: GENIUS Act, CLARITY Act, Anti-CBDC
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Disclosures:
*BASED ON OTCMARKETS.COM SHOWING THE TWO LARGEST CRYPTO INDEX FUNDS AS OF 8/12/2025
https://link.edgepilot.com/s/aa1ce8b0/Qk-rF3CAfUCG1ECwkGGACA?u=https://www.otcmarkets.com/stock/GDLC/quote
https://link.edgepilot.com/s/68763852/qNpFMq28zUueE1ta8ZJk2g?u=https://www.otcmarkets.com/stock/BITW/quote
**Certain of the Fund’s investments may be subject to the risks associated with investing in crypto assets, including cryptocurrencies and crypto tokens. Because crypto assets are a new technological innovation with a limited history, they are a highly speculative asset. Future regulatory actions or policies may limit actions that can be taken with regard to crypto assets. The price of a crypto asset may be impacted by the transactions of a small number of holders of such crypto asset. Crypto assets may decline in popularity, acceptance or use, which may impact their price.
***As per IMF Connect Article dated 5/23/25: https://www.imfconnect.org/content/dam/imf/News%20and%20Generic%20Content/GMM/Special%20Features/Crypto%20Assets%20Monitor.pdf
Filmed and recorded at Studio on the Avenue/LMC Media
Mamaroneck, NY
https://lmcmedia.org/
Produced and Edited by Vekterly
https://www.vekterly.com/
Disclaimer: This podcast is for informational and educational purposes only and should not be considered as financial advice, a recommendation for any specific investment, strategy, or financial decision, or legal advice. By engaging with this material, you acknowledge and agree with its intended purpose. Any examples provided are hypothetical and for illustration purposes only. Neither Rich Leimgruber, the EnRich Your Life Podcast, nor its representatives are advising or suggesting any specific action or decision. Before making any financial, legal, or tax decisions, individuals should consult their own financial advisor, accountant, legal professional, or other qualified professional before making financial decisions. All opinions expressed are those of the host and guests and do not reflect the views of any affiliated financial institutions. The views shared may not be suitable for every individual or situation. Past performance is not indicative of future results, and all investments carry risk. Please note that any strategies discussed may not be suitable for all investors, and the appropriateness of any specific investment or strategy will depend on individual circumstances.
